Description

• Independently assess and challenge financing proposals submitted by business units across a broad range of infrastructure financing transactions.
• Review project financings, holding company financings, portfolio financings, acquisition financings and hybrid infrastructure financing structures.
• Evaluate financing structures, sponsor support arrangements, concession frameworks, project agreements, commercial contracts, legal documentation and security packages.
• Analyse financial projections, downside scenarios, refinancing considerations, cash flow resilience and recovery prospects.
• Identify, assess and articulate key credit risks, structural risks and mitigants affecting transaction viability and repayment capacity.
• Formulate independent credit recommendations and concise executive summaries to support approval decisions by relevant approval authorities.
• Engage proactively with business units regarding transaction structuring, credit terms, documentation standards and risk mitigation measures.
• Participate in early-stage transaction discussions to ensure alignment with the Bank's credit policies, risk appetite and strategic objectives.

• Depending on delegated authority and experience, approve transactions within assigned authority limits or provide recommendations to higher approval authorities.

• Monitor and manage an assigned portfolio of infrastructure financing exposures across the Asia Pacific region.
• Conduct annual reviews, obligor grading assessments, credit strategy reviews and ongoing portfolio monitoring activities.
• Identify emerging risks, sector concentrations, adverse market developments and deteriorating credit trends.
• Develop and monitor action plans for exposures exhibiting signs of deterioration or increased risk.
• Participate in the management of waivers, amendments, restructurings, stressed assets and workout situations where required.
• Contribute to thematic portfolio reviews, concentration risk monitoring and portfolio analytics.

• Maintain a strong understanding of infrastructure finance markets across Asia Pacific, including evolving market practices, financing structures, regulatory developments and emerging risks.
• Develop and maintain expertise in one or more sectors, including:
• Renewable Energy
• Power & Utilities
• Data Centers and Digital Infrastructure
• Transportation
• Energy Transition
• Natural Resources
• Contribute to sector reviews, thematic risk assessments and portfolio outlook analyses.
• Provide technical guidance and mentorship to junior credit officers.
• Support the enhancement of analytical standards, risk frameworks and credit best practices across the department.

• Ensure compliance with the Bank's credit policies, risk appetite framework and approval requirements.
• Contribute to credit policy development, portfolio governance initiatives, risk acceptance criteria and departmental process improvements.
• Support discussions relating to portfolio strategy, sector positioning and emerging risks.
• Liaise with business units, risk management, audit, regulators and other internal stakeholders on credit-related matters.
• Ensure the accuracy and completeness of information maintained within credit monitoring systems and reporting tools.
• Support regulatory, audit and management reporting requirements as required.

• Minimum 10 years of relevant experience in infrastructure finance, project finance, credit risk management, infrastructure investment, project advisory, rating agencies or related disciplines.
• Demonstrated experience assessing complex infrastructure financing transactions, including project financings, holding company financings, portfolio financings, acquisition financings or similar structures.
• Strong understanding of:
• Infrastructure and project finance structures;
• Financial modelling and cash flow analysis;
• Construction and operational risks;
• Concession agreements, commercial contracts and project documentation;
• Financing and legal documentation;
• Credit structuring and covenant frameworks.
• Proven ability to independently identify, assess and articulate key credit risks and mitigants in complex financing transactions.
• Strong written and verbal communication skills, including the ability to distil complex issues into concise and actionable recommendations for senior stakeholders.
• Bachelor's degree in Finance, Accounting, Economics, Business or a related discipline.
• Advanced proficiency in Microsoft Excel and strong financial modelling capabilities.

• Relevant experience within infrastructure lending, infrastructure debt investing, project finance, advisory, rating agencies or credit risk management.
• Prior credit approval authority or significant experience supporting credit committee and senior approval processes.
• Experience covering multiple infrastructure sectors across Asia Pacific.
• Experience managing stressed assets, restructurings or workout situations.
• CFA, CPA, CA or equivalent professional qualification.
• Experience mentoring junior professionals and contributing to policy development or portfolio management initiatives.

• Deliver independent, well-reasoned and commercially balanced credit assessments on complex infrastructure financing transactions.
• Influence transaction structuring and risk mitigation outcomes at an early stage
• Build credibility as a trusted advisor to business units while maintaining strong risk discipline.
• Contribute to portfolio stability through proactive risk identification and portfolio oversight.
• Develop recognised sector expertise and contribute to the evolution of credit policies, portfolio strategy and risk management practices across the Asia Pacific Division.