Description

Job Title:             Risk Manager 

Department:      Human Resources

Reports To:         Human Resources Director  
Salary:                $73,344 - $108,904, DOE

Hiring Range:     $73,344 - $91,125

Job Status:    Regular, Full-Time
FLSA Status: Exempt
Town Status:  Classified

JOB SUMMARY

The Risk Manager provides comprehensive risk management services through identification, evaluation, and mitigation of potential risks and exposures. This position is responsible for developing and implementing risk management policies, administering insurance programs, managing claims, and coordinating loss prevention activities across all municipal operations. The Risk Manager serves as the primary liaison with insurance carriers, legal counsel, and external risk management consultants.

ESSENTIAL FUNCTIONS

Essential Functions are not intended to be an exhaustive list of all responsibilities, duties, and skills. They are intended to be accurate summaries of what the job classification involves and what is required to perform it. Employees are responsible for all other duties as assigned. The duties and responsibilities are subject to change as the needs of the Town and requirements of the position change.

 Risk Assessment & Management

•          Conduct comprehensive risk assessments of municipal operations, facilities, and activities to identify potential exposures and liability concerns; research and evaluate methods to reduce, eliminate, or transfer risks.
•          Develop and implement risk management policies, procedures, and best practices across all departments.
•          Monitor and analyze loss trends, claims data, and risk indicators to proactively address emerging risks.

Insurance & Claims Administration

•          Procure and manage property, liability, workers' compensation, and other insurance coverage; survey property replacement values and determine appropriate coverage levels and self-insurance opportunities.
•          Administer claims investigation and settlement program, including negotiating with claimants and attorneys within prescribed guidelines and policies.
•          Coordinate with insurance carriers, adjusters, and legal counsel on complex claims and litigation matters.

Contract & Legal Coordination

•          Review contracts, agreements, and bid proposals for risk management provisions, insurance requirements, and indemnification clauses.
•          Serve as liaison with consultants, attorneys, and other professionals; coordinate communications with Town Attorney regarding risk management and liability matters; provide technical assistance in evaluating proposed insurance contracts.

Safety & Loss Prevention

•          Develop and implement comprehensive safety programs and loss prevention initiatives; conduct facility inspections and safety assessments to identify and recommend corrective actions.
•          Collaborate with department directors and supervisors to address safety, insurance, and liability concerns; coordinate employee safety training programs and maintain safety-related records.

Financial & Administrative

•          Prepare and manage the risk management budget; monitor expenditures and forecast funding needs for insurance, claims, and risk management activities.
•          Design and implement risk financing structures balancing self-insurance with purchased coverage; maintain accurate records of all insurance policies, claims, incidents, and risk management activities.
•          Prepare reports and statistical data relating to risk management operations and program performance for executive staff and Town Council.

Workers' Compensation

•          Administer the workers' compensation program, including claims management, return-to-work coordination, and disability management.
•          Coordinate with medical providers, rehabilitation specialists, and injured employees; monitor costs and trends to implement strategies reducing workplace injury frequency and severity.

KNOWLEDGE, SKILLS & ABILITIES

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed below are representative of the preferred knowledge, skills, and/or ability required. Reasonable accommodation may be made to enable individuals with disabilities to perform the essential functions.

•          Knowledge of risk management principles, practices, and techniques.
•          Knowledge of insurance principles, coverage types, and claims management processes.
•          Knowledge of occupational safety and health regulations and best practices.
•          Knowledge of applicable Federal, State, and local laws, codes, ordinances, rules, and regulations related to risk management and liability.
•          Knowledge of contract law, liability concepts, and legal procedures.
•          Skills in conducting risk assessments, loss analysis, and cost-benefit evaluations.
•          Skills in using automated databases, spreadsheets, and word processing programs for reports and risk management documentation.
•          Ability to communicate effectively orally and in writing with internal and external stakeholders.
•          Ability to analyze complex problems, conduct research, and develop practical solutions.
•          Ability to negotiate settlements and resolve disputes within established authority limits.

MINIMUM QUALIFICATIONS

•          Bachelor's degree in Risk Management, Insurance, Business Administration, Finance, or related field and four years of risk management experience; OR
•          An equivalent combination of education and experience sufficient to successfully perform the essential duties of the job, such as those listed above.

PREFERRED QUALIFICATIONS

•          Municipal government or public sector risk management experience.
•          Associate in Risk Management (ARM) certification or other professional risk management designation.
•          Workers' compensation claims management experience.
•          Experience with risk management information systems and databases.
•          Additional education or professional development in risk management, insurance, or related fields.

REQUIREMENTS 

•          Valid Driver’s License required; Arizona Driver’s License required within ten days of hire.
•          Must be able to pass a thorough background investigation. 

This job description does not constitute an employment agreement between the Town of Sahuarita and the employee and is subject to change by the Town of Sahuarita as needed. 

Management’s vision is for all employees to embrace, support, and promote the Town’s values, beliefs, and culture, which include but are not limited to the following expected behaviors: 

• High ethical standards 
• Active participation in teamwork 
• Strong safety principles and safety awareness 
• Provide outstanding customer service to internal and external customers 

THE TOWN OF SAHUARITA IS AN EQUAL OPPORTUNITY EMPLOYER. IN COMPLIANCE WITH THE AMERICANS WITH DISABILITIES ACT, THE TOWN WILL PROVIDE REASONABLE ACCOMMODATIONS TO QUALIFIED INDIVIDUALS WITH DISABILITIES AND ENCOURAGES BOTH PROSPECTIVE AND CURRENT EMPLOYEES TO DISCUSS POTENTIAL ACCOMMODATIONS WITH A MEMBER OF THE HUMAN RESOURCES DEPARTMENT