Description

Earthmover Credit Union is hiring a Real Estate Lending Manager!
For more than 60 years, ECU has proudly supported the financial well-being of our community. With over $417 million in assets and continued growth, this leadership position is a key part of our Real Estate Lending team, helping to drive our mission forward.

Do you know the ins and outs of Real estate lending? Can you lead the Real Estate Department to new heights? If so, we’d love to hear from you!

To Apply:

https://recruiting.paylocity.com/recruiting/jobs/Details/3395929/Earthmover-Credit-Union/Real-Estate-Lending-Manager

We offer our team members:

• A welcoming company atmosphere
• Hybrid - Ability to work from home based on company need.
• Company paid for Short-term disability, Long-term disability, and Life Insurance
• Competitive salary based on credit union experience ($75k – 90K)
• 10% in your 401k from the credit union
• Fantastic benefits which include medical, dental and vision plans
• Opportunities to give back to the community
• Generous paid time off with PTO accruing day one
• Yearly Discretionary Bonuses

Responsibilities:

• Oversee all aspects of the Real Estate Lending department.
• Support the development and execution of real estate lending goals and objectives and evaluate performance in alignment with the credit union’s strategic plan.
• Manages the Loan Officers and Loan Processors including but not limited to hiring, coaching, developing, training. performance reviews and corrective actions.
• Create a sales environment where team members are always looking to deepen a member’s relationship with ECU, to improve ECU’s profitability and better the member’s financial situation.
• Review mortgage loan applications promptly for approval or denial.
• Oversee periodic review of statistics of loans issued, portfolio mix, delinquency by Loan Officer, follow up, closure rate, and time to fund etc.
• Develops and maintains effective underwriting guidelines for real estate loan applications.
• Ensures that loan errors and problems are promptly resolved.
• Implement policies and procedures for the department and ensure that they are communicated and followed.
• Support team members with loans that require a manager’s authority or decisions.
• Mediates conflicts or challenges that arise ensuring a positive resolution for both employee and member.
• Identify obstacles impacting real estate lending performance and collaborate with the VP of Lending and Collections to implement effective solutions.
• Evaluate lending software to ensure it is being fully utilized and optimized to best service members.
• Conduct regular department meetings.
• Collaborate with HR and Training to identify development needs, hiring requirements and appropriate correction actions.
• Continuously assess the department’s structure and identify opportunities to enhance and better meet members’ needs.

Requirements

• High school degree or GED required.
• Bachelor’s degree in business or related field preferred or equivalent experience.
• 5+ years of mortgage lending experience preferably at a Credit Union.
• Management experience a plus.
• Knowledge of Fiserv/Portico, Encompass and Loancierge platforms a plus.
• Demonstrates in-depth knowledge of real estate lending, including processing and underwriting.
• Knowledge of collection and lending laws and regulations.
• Strong analytical and problem-solving skills.
• Above average Excel knowledge.
• Excellent written and verbal communication skills.
• Detail oriented with outstanding organization skills and follow through skills.
• Effective and strong communication skills.
• Bilingual in Spanish is a plus.

ECU is an equal opportunity employer and does not discriminate against any employee or applicant for employment based on race, color, religion, national origin, ancestry, sex, gender identity, sexual orientation, marital status, age, disability, or any other protected status. We are committed to creating a diverse and inclusive workplace where everyone is valued and respected. If you are passionate about customer service and looking for an opportunity to grow in the credit union/banking industry, we encourage you to apply.