Description

Portfolio Analyst/Asset Surveillance Senior Associate

Commercial Real Estate

City of London

Permanent

£55,000

cer Financial are working alongside a financial services firm who are based in the City of London. They are seeking an Asset Surveillance Senior Associate to work with them on a permanent basis on a commercial real estate portfolio.

The responsibilities of the Asset Surveillance Senior Associate will include:

• • Collect and analyse Borrower reports (rent rolls, operating statements, covenants calculations etc.) and other third-party information necessary to compile periodic scheduled loan asset management and collateral reporting and make recommendations to the client based on findings
  • Creation of cashflow models based on forecasts
  • Undertake risk assessment of individual loans, underlying collateral, and Borrower to determine risk ratings for each loan.
  • Maintain Watch List of loans considered to be higher risk and provide advice regarding possible remedies and exit strategies.
  • Support Lender credit function with details concerning any concession/waiver requests from the Borrower including reasoned advice and recommendations.
  • Analysis of potential amendments/waivers and future impact on loan performance vs underwriting
  • Liaise between Lender's in-house asset management and credit functions and external third-party professionals including legal, valuers and property management companies.

The successful Asset Surveillance Senior Associate will have:

• • Experience and a proven track record of working in a related creditenvironment involving CRE.
  • Previous experience reviewing LMA style Finance Documents required
  • Analytical and technical skills and the ability to understand complex loan documents and professional third-party reporting
  • Strong MS Excel skills, and numerically inclined.
  • Financial modelling experience is a bonus but not required.